Kristie Chon
VP + Chief Privacy Officer @ PayPal
Kristie Chon is the VP, Chief Privacy Officer, Head of Privacy, Resiliency, and Technology Oversight at PayPal and will deliver the Symposium's Keynote Address.
As the Chief Privacy Officer for PayPal, Kristie is passionate about creating and implementing privacy programs focused on driving customer experience and trust, brand loyalty, and innovation. Her specialties include data driven approach to privacy risk management and developing a framework approach to operationalizing privacy requirements, including data governance strategy, privacy by design, and breach management. Prior to PayPal, Kristie was the Chief Privacy Officer at HCL Technologies, leading an organization of experienced privacy professionals to develop and operationalize a compliance framework for privacy. Kristie began her career advising technology outsourcing and consumer protection issues in law firms and regulatory agencies.
Marvin Ammori
General Counsel @ Protocol Labs
Marvin Ammori is the general counsel for Protocol Labs—a research, development, and deployment institution for projects improving and decentralizing the Internet, such as filecoin and IPFS. Investors in these technological breakthroughs include Sequoia Capital, Andreessen Horowitz, and Union Square Ventures.
Mr. Ammori is a University of Michigan and Harvard Law School graduate and the former general counsel of Virgin Hyperloop One, where he helped the company raise over 200 million dollars. Previously, he led his own law firm representing Apple, Google, Dropbox, Softbank, and others, on their most difficult and high profile public policy challenges, from net neutrality and copyright to antitrust, security, and privacy. He has been named among Fast Company's 100 Most Creative in business and Politico's 50 visionaries changing politics. In 2018, he helped found and serves on the board of the Blockchain Association.
Michael Barr
Joan and Sanford Weill Dean of Public Policy, Frank Murphy Collegiate Professor of Public Policy, Roy F. and Jean Humphrey Proffitt Professor of Law @ University of Michigan Gerald R. Ford School of Public Policy
Michael S. Barr is a nonresident Senior Fellow at the Center for American Progress and previously, at the Brookings Institution. He served under President Obama from 2009–2010 as the U.S. Department of the Treasury's Assistant Secretary for Financial Institutions, and was a key architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. In the Clinton Administration, Barr served as Special Advisor to President William J. Clinton, Deputy Assistant Secretary of the Treasury for Community Development Policy, Special Assistant to the Treasury Secretary, and Special Advisor and Counselor on the Policy Planning Staff at the State Department. During the 1993 October Term, he was a law clerk for Associate Justice David H. Souter. He received his J.D. from Yale Law School; an M. Phil in International Relations from Magdalen College, Oxford University, as a Rhodes Scholar; and his B.A., summa cum laude, with Honors in History, from Yale University.
Richard Berner
Executive in Residence @ NYU Stern School of Business
Richard Berner is Executive-in-Residence at the Center for Global Economy and Business at the NYU Stern School of Business, and Adjunct Professor in the Department of Economics. He conducts research, gives talks, and helps to advance Stern’s financial stability initiatives. He teaches a graduate course in Financial Stability and Risk Management.
Berner served as the first Director of the Office of Financial Research (OFR) from 2013 until 2017. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 established the OFR to support the Financial Stability Oversight Council, the Council’s member organizations, and the public. The OFR’s mission is to promote financial stability by delivering high-quality financial data, standards, and analysis.
Schan Duff
Senior Fellow @ Aspen Institute's Financial Security Program
Schan works at the nexus of law, finance, and technology.
Schan is a Senior Fellow in the Aspen Institute’s Financial Security Program, a Research Affiliate of the Cambridge University Center for Alternative Finance, and a consultant to the Consultative Group to Assist the Poor (CGAP) and FSD Africa where advises emerging market regulators on innovation and digital financial inclusion.
A lawyer by training, Schan spent his early career with international law firms Allen & Overy and O’Melveny & Myers. He is currently Senior Director at Juvo, a San Francisco-based FinTech company which provides digital financial identities to more than 300 million individuals in 30 countries.
Schan has been a Fellow of the Zicklin Center for Business Ethics Research, a Wharton Corporate Social Responsibility Fellow, an Olin Fellow in Law and Economics, an American Inns of Court Temple Bar Scholar. He clerked for Hon. Anthony J. Scirica on the US Court of Appeals for the Third Circuit and is an elected member of the American Law Institute.
Schan is graduate of Williams College and the University of Chicago Law School. He earned a doctorate from The Wharton School at the University of Pennsylvania.
Daniel Halberstam
Associate Dean for Faculty and Research; Eric Stein Collegiate Professor of Law; Director, European Legal Studies Program @ University of Michigan Law School
Daniel Halberstam, the Eric Stein Collegiate Professor of Law and associate dean for faculty and research, teaches and writes about U.S. constitutional law, European Union law, comparative constitutional law, and global governance. He is an internationally recognized expert on constitutional law and federalism, and one of the principal architects of the theory of constitutional pluralism.
Professor Halberstam was founding director of Michigan University's EU Center in 2000, and continues to serve as director of the Law School's European Legal Studies Program. He lectures regularly throughout Europe, holding a position as external professor in the European Law Department at the College of Europe, Bruges.
Gautam Hans
Assistant Clinical Professor of Law @ Vanderbilt University Law School
Gautam Hans joined Vanderbilt’s law faculty in summer 2018 to launch a legal clinic focused on First Amendment issues and protections funded by a grant from the Stanton Foundation. His work and scholarship examine how individuals and organizations grapple with the complex legal and policy issues involved with technology and civil liberties. Professor Hans previously served as a Clinical Fellow at the University of Michigan Law School, where he focused on intellectual property and technology law.
Prior to returning to academia, Professor Hans served as policy counsel and director at the Center for Democracy and Technology in San Francisco, where he worked on a range of technology law and policy issues including speech, privacy and surveillance. He joined CDT, based in Washington, D.C., in 2012 as the Ron Plesser Fellow, focusing on privacy issues, after earning both his J.D., cum laude, and his master’s in information at the University of Michigan.
Rita Heimes
Research Director, DPO, General Counsel @ International Association of Privacy Professionals
Rita Heimes is Research Director at the International Association of Privacy Professionals, where she also serves as the in-house Data Protection Officer. In her role as Research Director at the IAPP, Rita helps to promote the privacy profession through empirical and qualitative research on privacy functions globally as well as through outreach to academic institutions developing the next generation of privacy and security professionals.
Prior to joining the IAPP, Rita was a law professor and academic dean at the University of Maine School of Law, where she directed the Center for Law + Innovation and developed the nation’s first Privacy Pathways program and one of the first intellectual property clinics. She also spent many years in private practice with law firms in Seattle, Boulder and Portland (Maine). Rita remains an active scholar, and still coordinates and teaches in the Information Privacy Summer Institute at Maine Law.
Matt Homer
Digital Ambassador, UNCDF & Research Affiliate, CCAF @ Cambridge Center for Alternative Finance and United Nations Capital Development Fund
Until recently Matt was Head of Policy & Research for Quovo, a fintech data connectivity platform. He previously served in government at the Federal Deposit Insurance Corporation and US Agency for International Development. At USAID, he developed two innovation programs. The first was a partnership between the US Government and Government of India to promote payments innovations that would lead to greater financial inclusion and improved lives for ordinary Indians. The second, the RegTech for Regulators Accelerator, was a first-of-its-kind accelerator program designed exclusively for regulators in order to help them test new technologies. Matt recently also supported the standup of a new Rockefeller supported effort focused on helping policymakers in emerging markets build new digital infrastructure and pursue efforts that give individuals more agency over their data. As part of this he embedded with the team in India that built the country's digital identity program and India Stack
Elizabeth Khalil
Managing Director + Associate General Counsel @ CIBC US
Elizabeth Khalil, CRCM, CIPM, CIPP/C/E/US, CAMS, has spent her career as an attorney focusing on bank regulatory compliance and risk management, with a particular concentration on privacy and emerging technology. She is a former federal banking regulator, having served at the Office of the Comptroller of the Currency (OCC) and FDIC in Washington, DC.
In private practice, as a partner at Dykema Gossett and senior associate at Hogan Lovells, she has advised numerous banks, credit unions, and fintech companies. She now focuses on retail and consumer issues, including digital initiatives, at CIBC in Chicago.
Melissa Koide
CEO @ FinRegLab
Melissa Koide is the CEO of FinRegLab, a new organization that leverages technology solutions to achieve public policy aspirations, address regulatory goals, and drive the financial sector towards an inclusive financial marketplace. FinRegLab provides an independent platform for policymakers and regulators, technology and financial sector innovators, and consumer advocates to build an evidence-based understanding of new financial technologies and their impact on consumers and the implications for public policy.
Prior to establishing FinRegLab, Melissa served for four and one-half years as the U.S. Treasury Department’s Deputy Assistant Secretary for Consumer Policy where she developed and executed the Treasury Department’s consumer policies in the areas of credit, student loans, payments, savings, credit reporting, fintech, and financial inclusion.
Melissa Maalouf
Shareholder @ ZwillGen PLLC
Melissa Maalouf is a Shareholder at ZwillGen PLLC, and focuses on representing clients in a wide range of privacy, security, advertising, and e-commerce matters through counseling, responding to regulatory investigations, and analyzing risks associated with corporate transactions.
In addition to providing regular guidance on the complex web of U.S. state and federal privacy laws, Melissa also works closely with clients to develop and implement compliance strategies, commensurate with their size and international footprint, that align with global privacy laws, including the EU General Data Protection Regulation (“GDPR”). She also advises on global e-commerce issues such as consumer disclosures in e-commerce flows, auto-renewal subscription regulations, and electronic signature laws.
Melissa was recently named as a D.C. area legal “Rising Star” and was also recognized by the Global Data Review as a global “Top 40 Under 40” data lawyer.
Jill M. Miller
Electronic Payments, Data Privacy & Security Law Attorney @ Varnum LLP
Jill is an attorney in Varnum’s Corporate Practice Team. She counsels companies in the electronic payment card processing industry on contractual and regulatory matters. Her clients include independent sales organizations (ISOs), financial institutions and merchant-acquiring businesses. Jill also advises clients who work with mobile payments, electronic fund transfers and stored value cards. She has significant experience drafting contracts and keeping clients apprised of legal and regulatory developments, including compliance with major card vendor rules, licensed lender laws, unclaimed property laws and other laws affecting the payments industry.
Sharyn O'Halloran
George Blumenthal Professor of Political Economics + Professor of International & Public Affairs @ Columbia School of International and Public Affairs
A political scientist and economist by training, O’Halloran has written extensively on issues related to the political economy of international trade and finance, regulation and institutional reform, economic growth and democratic transitions, and the political representation of minorities.
O’Halloran received a BA degree in economics and political science from University of California, San Diego. O’Halloran then went on to receive her MA and PhD, also from University of California, San Diego. Her work focuses on formal and quantitative methods and their application to politics, economics, and public policy.
Gabriel Rauterberg
Assistant Professor of Law @ University of Michigan Law School
Assistant Professor of Law Gabriel Rauterberg teaches Contracts and Enterprise Organization. His research interests include financial trading markets, securities regulation, corporations, and contracts. His work has been published in various journals, including the Michigan Law Review, the Duke Law Journal, and the Yale Journal of Regulation.
Current projects include assessing the role of high-frequency trading in the modern stock market; an empirical investigation into corporations' waivers of the duty of loyalty; and a series of related projects studying the intersection of market microstructure and regulation.
Dan Quan
Dan Quan was recently the Senior Advisor to Director Richard Cordray at the US Consumer Financial Protection Bureau (CFPB). He led Project Catalyst, CFPB’s Fintech office. Serving as a bridge between Fintech startups and the CFPB, Dan focused his work on identifying and promoting innovative technologies and business models that can help solve the most complex issues in consumer finance. Dan’s strong relationship with the Fintech community has ensured that the CFPB is up to date with the lasted market trend and remains a thought leader on many disruptive Fintech developments.
Immediately before the CFPB, Dan was a Research Associate at Harvard Business School (HBS). He supported the work for Professor Peter Tufano, currently Dean of the Said Business School at the University of Oxford. Dan’s interest in research continued after he left HBS. He was a key contributor to the HBS report: Competitiveness At A Crossroads.
Christina Tetreault
Staff Attorney @ Consumer Union
Christina Tetreault is a Staff Attorney on Consumers Union’s Financial Services Program team. Christina is a payments expert, with a special interest in emerging payments, including virtual currencies such as Bitcoin. A regular blogger, Tweeter and speaker on payments and consumer finance issues, Christina authored two reports in 2014: Prepaid Cards: How They Rate 2014, and with Consumers Union colleague Suzanne Martindale, Pay Me How? What You Should Know About Payroll Cards for the Clearinghouse Review Journal of Poverty Law and Policy. Prior to becoming a lawyer, Christina was in corporate sales for a major retailer. She resides in San Francisco, home to her favorite baseball team, the San Francisco Giants.
Florian Schaub
Assistant Professor @ University of Michigan School of Information
Florian Schaub is an Assistant Professor in the School of Information. His research focuses on empowering users to effectively manage their privacy in complex socio-technological systems. His research interests span privacy, human-computer interaction, mobile and ubiquitous computing, and the Internet of Things. Before joining the University of Michigan, he was a postdoctoral fellow in the School of Computer Science at Carnegie Mellon University. He received his doctoral degree and Diplom in Computer Science from the University of Ulm, Germany, and a Bachelor in Information Technology from Deakin University, Australia.
David Thaw
Assistant Professor of Law and Information Sciences @ Pitt Law
David Thaw is an Assistant Professor at the University of Pittsburgh. He holds appointments in the Schools of Law, Computing and Information, and Public and International Affairs. David is an internationally-recognized expert in law and technology. His research and scholarship examine issues of cybersecurity regulation, cybercrime, cyber warfare, and related questions of privacy and cyberlaw. In addition to his cyber work, Professor Thaw is also a scholar of administrative and criminal law.
David teaches several cyber-related courses, including courses on cybersecurity law and on cybercrime. He also teaches administrative law, criminal law, criminal procedure, and constitutional law.
Gabriela Zanfir-Fortuna
EU Policy Counsel @ Future of Privacy Forum
Gabriela is EU Policy Counsel for the Future of Privacy Forum, where she leads the work on European privacy law and policy and its impact on all focus areas of the FPF, including de-identification, AI, mobility, adtech and education.
Prior to moving to the US, Gabriela worked for the European Data Protection Supervisor in Brussels, being part of the team that advised the EU legislator on the GDPR during its legislative process. She dealt with both enforcement and policy matters and actively participated to the work of the Article 29 Working Party. Recently, Gabriela contributed as independent expert to the Handbook on Data Protection (2018), issued jointly by FRA, CoE and the EDPS. She holds a PhD in law (2013, University of Craiova) with a thesis on the rights of the data subject and an LLM in Human Rights. Gabriela is also associated researcher with the LSTS Center at Vrije Universiteit Brussel and runs pdpecho.com.
